Going out for coffee and cake is a traditional and popular part of British culture. According to the Independent, last year Brits were drinking 95million cups of coffee every day. With such a big market, it is not hard to see why many people want to open their own café. It is an exciting time, but there are plenty of things to think about in order to ensure things run smoothly. This could be the name and location of said café, which once decided, makes everything seem real. Aside from selecting which brand of coffee you’ll use and how you’ll decorate your establishment, insuring your café is also something to think about.
Full insurance cover for your café will mean that you are protected against all risks. The insurance needs of a café are very different to other forms of cover, as business risks may be taken into account as well as risks to do with food or cooking hazards. Seasons can be crucial as well, as more staff may be taken on during busy periods such as Christmas or summer. This could potentially be a very financially rewarding time of year, risks need to be considered first and foremost.
If you are new to the game and just starting up your café business, it can be a daunting thought identifying potential risks as well as the day to day running logistics. All the details are important to a café owner, from the opening hours right down to the icing on the cake. Literally. Once established however, a business of this kind can work exceptionally.
At Catering Insurance, we understand that every café is different and requires individual needs. From a classic tearoom to typical fry up style snack bar, each business is unique, and our team know how to approach each situation.
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